I am very fortunate that I am a cheapskate to some degree. It helps that I don't accrue unneeded debt and keeps me in line financially. My kids would not describe it as a favorable trait of mine, but that leads me to my biggest goal: help my children become more financially literate and smart. My oldest son, Joey, is 15 now and just got his driver's license. He's hoping for a car in his future. I am trying to instill the earning and saving habit in him so he can better handle the responsibility of keeping up on the costs of a car. He is at an age where he is going places socially with friends, out to eat, etc. He is quickly learning how expensive these things can be and how he needs to monitor his budget and decide on "wants" versus "needs". He has a teen checking account with a debit card and he's really done well with it. He doesn't do his chores quite at the rate that I would like, but he does learn that when he doesn't do them his bank account stays smaller! His big goal is to get a real job so he can earn "real" money versus the "peanuts" I pay in in allowance!
My middle child, Ally, is a middle-schooler and the "in" thing to do is shop and hit Starbucks. Again, not cheap entertainment. She recently got the teen checking account with a debit card also and is budgeting well. She's more fortunate than her brother in that the neighbors are hiring her for babysitting and pet sitting so she's able to make "real" money a little easier at this age than a boy. Her wants are more expensive than her brothers though so she can burn through that money. She's a little more responsible in the fact that she will actively seek out extra chores for extra cash when needed. Nice for me!
My youngest son, Sam, is only in 4th grade and the thing we are working on most with him is not acting on impulse. He doesn't need every cool thing or sweet treat he sees! This is a tough lesson for him, but I am sure it will come as he matures.
My professional goals for 2015 are to expand The Teaching Bank. I am very interested in Interactive Notebooks and am working on some products along those lines. The key for me is there are so many wonderful products out there and I don't want to be a copycat. I want to utilize the methods in a unique way, so that's my big challenge.
I enjoyed attending the 2014 TpT Conference and hope to attend again this year. Hoping to learn even more that will help on the goal of expansion of my store.
I am a pretty faithful walker when the weather cooperates. I have 2 golden retrievers and they are a huge motivator for me to get out there and walk. They stay healthier which means they will hopefully live longer and that keeps me going!
In my personal life my main goal would be to keep my kids on a happy, healthy path. I want to help them grow and develop into decent, kind adults that are open minded thinkers and are independent enough to take on the world! They are on that path, but as they hit the teen years it is becoming harder to control that path. As they go down this path as teens I hope I can weather the behaviors and attitudes that all teens have without too much drama!
Thank you to Erica at Erica's Ed-Ventures for the idea to write out these goals and the opportunity to link up. Do you have goals to share? Write them up and head over to Erica's Ed-Ventures and link up too!
Happy 2015 everyone and good luck with all that you hope and dream for the upcoming year!
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